Effective Home Remedies For Love Handles That You Should Know

Every woman desires a perfect figure that looks fit and healthy. Love handles seem to create nuisance in achieving a desirable figure. It is easy to achieve the desired figure with the use of home remedies. One needs to follow strict and regular schedule to achieve the desired figure.

The use of aloe vera juice on empty stomach in the morning is extremely healthy. It keeps the sugar levels in the body under control and so the person feels fit. It also removes all the toxins from the body, thereby rejuvenating it to the core. The body then is able to burn all the fats quickly. This is also considered as the most important home remedies for love handles.

Make a habit of abdominal workout to get rid of love handles regularly. Seek a medical advice if you are a diabetes or high blood pressure patient. Follow the instructions of a certified fitness expert and plan your schedule accordingly. Some of the useful exercises include twisting crunches, reverse crunches and hip rollers. This is one of the most recommended home remedies for love handles that surely provides you flat belly.

Aerobic exercise is the key for getting rid of extra stored fats, cellulites or love handles. It is important to aim for 30 minutes of aerobic exercise four to five days per week. This includes workout at home like jogging, jumping rope and dancing. Follow this prior to your abdominal workout and end with stretching the entire body. Understand your body’s capabilities. Do not strain too much if you are unable to accomplish what you are told or shown.

Yoga is that form of exercise that not only provides a slim body but also enhances the positivity within you. You get peaceful mind if you practice the yoga. Join yoga classes and learn its skills so that you better utilize it in your life whenever needed. Surya namaskar is the ideal form of its pose that has numerous health benefits. It is regarded as excellent home remedies for love handles that won’t disappoint you.

The use of cinnamon spice in the diet is extremely healthy. Sprinkle a pinch of it in your recipe while cooking and consume it alternatively. It too has sugar regulating properties and fat burning mechanism essential to remove the love handles naturally.

The use of salads in the diet is highly beneficial. These help keeping the body fit and healthy. It is important to include salad as it helps to keep the tummy full and avoid munching on unnecessary food. This is one of the essential home remedies for love handles.

5 Easy Steps to Calculate Your Home Loan Eligibility & EMI

With the simple accessibility of the home loan option, many websites have offered online home loan EMI calculator for the guidance and reference of borrowers. This tool is quite useful to enlighten the people about the exact amount and other facets linked to a home loan.

Why EMI Calculator?

One of the prime reasons for the offering of EMI calculator for home loan eligibility is due to the fierce competition among lending institutions. Moreover, awareness among borrowers is another prominent reason why many financial advisors provide home loan EMI calculator
These calculators are available as forms to be filled with necessary details of the borrowers and through that, a rough estimate of the loan amount is presented. It includes information about the monthly EMI amount one needs to pay so as to repay the home loan. The form is present online which allows the borrower to make his/her first step of searching websites to acquire knowledge about the finances regarding home loans while sitting at the comfort of their house.
Moreover, an individual does not need to share or publicize his/her idea regarding the loan application. The person would be granted all the required information through the help of this home loan EMI calculator before taking the final decision for loan request.
What is Home Loan Eligibility Calculator?

The home loan eligibility calculator informs the user about the amount of money they would need to invest from their already existing savings and to it add the share of the money they will need to borrow from banks. In a precise form, in order to purchase a house, the buyer needs to provide 15 per cent of the marked price from his own pocket since most of the banks provide up to 85 per cent home loan. Moreover, a bank would lend a consumer 85 per cent of loan totally depending on the buyer’s ability to pay that loan amount. Therefore, the amount of loan a customer can acquire directly depends on his/her income and existing borrowings to be paid.

Steps to Calculate Home Loan Eligibility and EMI

Aren’t able to process all the numbers and calculations? Need not worry, since home loan EMI calculator is marked as the most appropriate source to help you in this task. This calculator tells you how much one can afford as per his monthly income, loan tenure and other EMIs under five easy steps:

Search for home eligibility/EMI calculator on any of the top websites present on the internet. Further, fill your age and your monthly income in the suitable boxes.
The home loan EMI calculator will give you an EMI estimate that fits according to your budget.
A person can decrease the amount of EMI but definitely, should not think of paying an amount beyond the suggested EMI amount.
Later fill in the number of years for which you are planning to take the loan and the interest percentage you are getting the loan on.
The calculator would offer a suitable home loan eligibility amount.
These are the primary steps which can be followed on any of the lending firms’ website to get a precise idea about the exact EMI bifurcation.

Benefits of Home Loan EMI Calculator

With the use of a home loan, EMI calculator one gets the option to try different elements and consider all repayment options before taking the final step and applying for a home loan. Moreover, the interest rate is also filled which works to inform the borrower regarding the impact of this interest percentage on the monthly EMI structure.
Once you are aware of the different financial loan lending institutions as well as their interest rates offering, it would be easy for you to fill up the details and get the figures quickly. This works to prevent wastage of time, energy and other issues which the borrower might have to tackle when directly approaching financial loan lending institutions.
It is always necessary to remember that an online home loan EMI calculator is only for reference purpose and one should only consider it for prior research. The overall figures and loan amount offered might not be applicable for all types of lending institutions. Moreover, there is no binding for any system to provide loans on the basis of these calculators, and no guarantee for the buyers of getting a loan amount mentioned on these EMI calculators.

Comprehensive Guide to Filing GSTR-3B Returns

Understanding GSTR-3B
What is GSTR-3B?
GSTR-3B is a monthly self-declaration that must be filed by all GST-registered entities. This form summarizes the details of GST liabilities for a given month, including sales and purchases, the GST collected and paid, and the input tax credit (ITC) claimed. Notably, even if no transactions have occurred, a nil return must be filed.

Key Components of GSTR-3B
Total Sales and Purchases: Only aggregate values are reported.
Input Tax Credit (ITC): Total ITC availed and its utilization are reported. Any unutilized ITC can be carried forward (Input Tax Credit Guide).
GST Paid: Details of the GST paid during the tax period.
Transitional Credit: If transitional credit is claimed via TRAN-1, it should be reflected in the ITC ledger.
Critical Considerations
No Invoice Details Required: Unlike other returns, GSTR-3B does not require invoice-level data.
Final Submission: Once submitted, no modifications are allowed. Therefore, accuracy in the entered data is paramount.
Save Functionality: The form allows you to save drafts to avoid data loss.
Filing Deadlines and Procedures
Initial Deadlines
For the initial months of GST implementation (July and August 2017), the deadlines were specifically extended to accommodate the transition:

Non-ITC Filers: August 25, 2017
ITC Filers: August 28, 2017
Regular Deadlines
Post the initial period, the deadline for filing GSTR-3B is the 20th of the following month. For instance, for the tax period of September 2017, the filing deadline was October 20, 2017. This schedule was confirmed during the 21st GST Council meeting.

Penalty for Late Filing
Late filing of GSTR-3B attracts a penalty of 18% per annum calculated on a daily basis. Additionally, a late fee is also charged. However, the government has occasionally provided relaxations on these penalties to ease the burden on taxpayers.

Step-by-Step Filing Process
Accessing the Form
GSTR-3B can be accessed and filled through the GST portal. Taxpayers need to log in to their GST account to begin the process.

Detailed Steps
Summarize Outward Supplies: Include total taxable value, details of inter-state and intra-state supplies.
Summarize Inward Supplies: Report the total ITC eligible and any reversals if applicable.
Payment of Tax: Calculate the net GST payable and report any TDS or TCS credits.
Final Review and Submission: Before submitting, ensure all details are accurate as no changes are allowed post-submission.
Tools and Resources for GSTR-3B Filing

Tally.ERP 9 Release 6.1 supports GSTR-3B filing by providing functionalities to manage GST compliance effectively. The software helps in preparing the return by auto-populating the details, thus minimizing errors (Download Tally ERP 9).

Conclusion
Filing GSTR-3B is a critical activity that must be performed diligently by all GST-registered businesses. By understanding the form’s requirements, adhering to deadlines, and utilizing available tools, businesses can ensure compliance and avoid penalties. Always stay updated with the latest guidelines from the GST Council to keep abreast of any changes in the filing procedures or deadlines.